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Buying a home can be the most fulfilling purchase you’ll ever make. It’s yours — your own little piece of the American Dream. You’ve made it!
Sure, sometimes it’s stressful. For example, you can no longer call the landlord when the toilet won’t stop running or the air conditioner is on the blink. That’s on you, buddy — you and your wallet.
That’s why a savvy homeowner is always on the lookout for money hacks: simple ideas that can put hundreds, maybe thousands, into your pocket every year, protect against the unexpected, and let you grow your financial future.
The best part: Some of these smart money moves only take seconds, but can save tons!
1. Cancel your old homeowners insurance policy
Relax — we’re not telling you to go without insurance. We just think you might be able to do better, price-wise.
America’s most-loved insurance company, Lemonade, can get you a policy in 90 seconds and pay out a claim in as little as three minutes. With plans starting at $25 a month, the company could save up to 30% compared with traditional insurance providers. They’ll even cancel your old insurance and manage the escrow payments for you. It really is the easiest way to switch!
And if you’re interested in some warm fuzzies, try this on for size: The company’s Giveback program gives a portion of unused premiums to the charities its customers choose.
What are you waiting for? Find cheaper home insurance in 90 seconds.
2. Save hundreds on your mortgage every month
Maybe you got a great deal on your mortgage years ago, but have you checked rates lately?
If you haven’t, you could be leaving hundreds of dollars on the table every month. And that’s crazy. Luckily, with a mortgage lender called Better you can find a better rate in five seconds, and get pre-approved in three minutes.
Refinancing can put thousands back in your pocket. That’s extra money you can put toward retirement, a dream vacation or even home improvements. The possibilities are endless.
With rates this low, you’d be crazy not to at least check to see how much you can save by refinancing. Plus, with Better there are no commissions and no lender fees, and you can close up to 10 days faster than average. Better even offers 24/7 support to make sure everything goes smoothly.
Take a few seconds right now, get your free, personalized rate and see how much you can save.
3. Leave your family $1 million
What would happen …….