Andrey_Popov / Shutterstock.com
It’s never been more important to have a powerful credit score.
Your credit score has an enormous impact on your life. A strong credit score means paying less when you borrow for a mortgage, car loan and other loans. It could mean lower insurance rates, better credit card terms and perks and cheaper cellphone plans.
In some states and with some employers, that three-digit number can even affect whether you get a job. Yikes!
Unfair? Maybe. But it’s the system we have, and it’s critical you know how best to navigate it.
Ready to be a master of your credit score? Here are several suggestions.
1. Borrow $50,000 to erase your debt
Got balances on several credit cards that you just can’t seem to pay down? High compound interest is awesome when you’re building wealth, but when it’s charged on debt you’re paying off, it stinks, because it means you’re paying interest on interest.
Additional bummer: All that interest paid out is money that’s not working for you. Instead of making you richer, it’s making your lender richer.
If you’re paying high rates, consolidating your debt with a lower-interest loan could be your ticket to paying it off sooner. With a free website called AmOne, you could erase all of your credit card debt in record time. AmOne will match you with a low-interest loan to pay off all your credit cards at once — potentially saving you thousands of dollars in interest charges.
AmOne has been a loan matchmaker since 1999, putting consumers in touch with major online lenders for loans of $1,000 and up. It takes about 60 seconds to fill out the form, and in under another minute you’ll get a list of offers from AmOne’s lending partners. Once you choose a lender and complete the application, you can get money in three days or less.
Important: Before you get a consolidation loan, be sure your spending is under control. If it isn’t, borrowing more could make your situation worse. But if you’re ready to clear the decks and get a head start on a debt-free life, take a minute right now and check out your best loan options.
2. Let this company fix your credit score
Here at Money Talks News we often write about ways to boost your credit score with techniques you can use yourself.
But be honest: How likely are you to actually do it? Fact is, many of us are too busy and/or too stressed to take on another task, even when we know we should.
<…….
Source: https://www.moneytalksnews.com/bonehead-simple-ways-to-turbocharge-your-credit-score/