Black Friday will be here before you know it, and you’re likely already being bombarded with sales flyers and marketing emails. Whether you’re trying to save money, pay off debt, keep your credit card balance low, or avoid cluttering your home with more stuff you won’t use, you may be hoping to limit your Black Friday spending. Here are some tips that can help you avoid overspending on Black Friday:
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Set a budget (and follow it!)
Before you begin Black Friday shopping, take the time to make a budget. Doing this can keep you from spending more than you can afford. It’s important to remind yourself of your budget as you shop, so you stick to it. Having a shopping budget can help you avoid credit card debt.
Shop for what you need
It can be tempting to buy electronics, household gadgets, clothes, and other items when they’re on sale. As you begin to look at Black Friday sale ads, remember to focus on what you genuinely need to buy. Buying several “want” items may result in you spending more than you planned.
Focus on quality over quantity
If your Black Friday shopping plan involves buying holiday gifts for loved ones, you may be struggling to narrow down gift ideas. One tip that can help you avoid overbuying is to focus on quality over quantity. Instead of getting many gifts, buy one or two items with meaning. When you buy gifts with intention, your friends and family will see that you care.
Make a list
If you don’t have a list to follow, adding extra items to your cart can be easy. This is a recipe for buying more than you need and spending beyond your budget. As you start to look at store flyers, make a list. This way, you know which items you want to buy and which stores are selling them. Having a list can help you save money, and it can also …….