fizkes / Shutterstock.com
Retirement is your time to kick back and relax. But it’s hard to enjoy yourself if you’re constantly worried about your money situation.
Fortunately, there are super simple ways to save hundreds — if not thousands — of dollars each year. Whether you are trying to stretch limited dollars or just want to keep more cash in the bank, here are some easy ways to trim expenses.
1. Lower your cellphone bill
A cellphone is a virtual necessity nowadays. From video chats with the grandkids to using GPS to get to your next vacation spot, a cellphone makes life simpler and more enjoyable.
Convenience doesn’t come cheap though. The average cellphone bill is more than $125 a month, and Consumer Reports says plans for major carriers can be as much as $240 a month, depending on the number of lines and service selected.
That’s a lot of money — as much as $2,880 per year.
But you can get cheaper service. With our cellphone comparison tool, you’ll be able to quickly compare plans from 40 different carriers and find one that fits your life and saves you money. For every $10 you chop off your monthly bill, that’s an additional $120 in your pocket at the end of the year.
Your savings could be much, much more. Compare the best cellphone plans and see how much you could save.
2. Cancel unwanted subscriptions (without even picking up the phone)
Remember when you used to be able to buy software for your computer and it was a one-time purchase? Not anymore. Now you have to pay a subscription fee to keep using it year after year.
In fact, it seems like subscriptions are everywhere nowadays. It’s not just magazines and newspapers but apps, websites and streaming services too.
Fortunately, we found a nifty app that will ferret out all those subscriptions you unwittingly signed up for and cancel them. It’s called Truebill, and it’s already been downloaded by more than 2 million people.
Not only will Truebill cancel your unwanted subscriptions, but it will also negotiate down your bills and can even advance you some cash when you need it. Plus, the app comes with a collection of convenient features to help you track your credit score, plan a budget and understand your net worth.
Create your free Truebill account today and bid farewell to those pesky monthly charges.
3. Refinance your mortgage and save thousands
If it’s been a while since you refinanced your home, Rocket Mortgage is going to amaze you. No more tedious trips to the bank to complete stacks of paperwork. …….
Source: https://www.moneytalksnews.com/painless-ways-for-seniors-to-save-money/