Occupation: Physician (OBGYN)
Industry: Healthcare
Age: 35
Location: Alexandria, VA
Salary: $308,000
Net Worth: ~$171,000 (I started seriously saving and investing three years ago when I finished my residency. Before then, I made only enough to contribute to my 401(k) and have a tiny amount of savings. Retirement accounts: $114,090, investment accounts: $87,850, checking $15,863, savings: $60,427. I don’t normally have this much in a savings account but am anticipating paying for medical expenses with a portion minus debt.)
Debt: $107,064 (I have $104,159 in student loans but started with ~$290,000 at the end of residency. My car loan is $2,905.)
Paycheck Amount (2x/month): $6,615 (after deductions for 401(k) with 3% match and FSA)
Pronouns: She/her
Monthly Expenses
Rent: $2,661 (I live alone in a two-bed, two-bath, planning to buy a place in the next six to nine months)
Utilities: $150–200
Parking: $75
Student Loans: $4,000 (refinanced two years ago, $3,125 due monthly)
Car Loan: $1,500 (payment is supposed to be $1,060)
Amazon Prime: $119 annually
Hulu: $6.99
Netflix: $13.99
Spotify: $9.99
Car Insurance: $9.58
Phone: $130 (My mom is on my plan)
Internet: $55
Disability Insurance: $573 (To replace part of my income if I am unable to practice my own specialty due to disability)
Life Insurance: $44.40
Investments: $1,000
Savings: $1,400
Health, Dental & Vision Insurance: covered by my employer
Source: https://www.refinery29.com/en-us/obgyn-physician-alexandria-va-salary-money-diary
