Occupation: Assistant Professor
Industry: Academia
Age: 33
Location: Philadelphia, PA
Salary: $87,000
Net Worth: $117,700 ($8,000 in checking account, $7,000 in car value, $25,000 in retirement account(s), $4,700 and $20,000 in separate high-interest savings accounts, $345,000 home value minus mortgage debt)
Debt: $292,000 (mortgage)
Paycheck Amount (1x/month): $4,736.59
Pronouns: She/her
Monthly Expenses
Mortgage: $1,620 (My partner pays $500 of this and covers utilities. We pay proportionate to our incomes and debt.)
Phone, Internet, Gas, Electric & Pet Insurance: $0 (covered by partner)
Monthly Loan Payments: $0 (I received full income-based aid during undergrad and fellowships during graduate school.)
Water: $45
HSA: $230
Retirement: $360 (split between 401(k) and Roth IRA with employer match)
Union Dues: $20
Arts & Political Memberships: $40
Gym Membership: $10
Health Insurance: covered by my partner’s work
Monthly Donations: $50
Source: https://www.refinery29.com/en-us/professor-philadelphia-pa-salary-money-diary