GOBankingRates Score
Quick Take: The American Express Blue Cash Everyday Card delivers a generous 3% cash back on purchases of up to $6,000 annually at grocery stores, 2% at gas stations, and 1% on all other purchases, including grocery purchases above the $6,000 limit.
While American Express is well known for its 171-year history and provides prestigious charge cards to individuals and business owners, the American Express Blue Cash Everyday Card is the perfect offering for regular shoppers.
With no annual fee and a 0% intro APR for your first 15 months of card membership, American Express Blue Cash Everyday Card offers many of the high-end perks and benefits of American Express charge cards with no cost to carry the card and the flexibility to carry a balance.
- Introductory APR and Interest Rate
- Rewards Program
- Fees
- Benefits
How did we calculate this?
Pros
- No annual fee
- 0% introductory APR
- Cash back rewards
- Buy Now, Pay Later program
- Access to experiences
- Purchase protection
Cons
- High APR
- Few travel and shopping benefits
- Foreign transaction fees
- No balance transfers available
Overview of American Express Blue Cash Everyday Card
American Express Blue Cash Everyday Card is a solid, simple cash back rewards credit card for people with good to excellent credit. With no annual fee and all the benefits you’d expect from American Express, it’s an easy card to carry and use for virtually all your purchases within the United States.
The rewards are not as robust as some. Chase Freedom Unlimited and Chase Freedom Flex offer 5% cash back on purchases in specific categories, including travel, and 3% on dining and drugstore purchases. But if you want a solid card for everyday use, with 3% cash back on grocery purchases (up to $6,000 in purchases annually), 2% on gas, and 1% on everything else, without worrying about rotating categories, American Express Blue Cash Everyday Card could be the card for you.
The card has a 2.7% foreign purchase transaction fee, so you’ll want to carry another card — like the American Express Gold credit card — when you travel overseas.
Who It’s Best For
If you’re looking for a straightforward rewards credit card that delivers cash back, put American Express Blue Cash Everyday Card on your list of cards to consider. The 15-month 0% introductory APR also makes it a good card to have in case of emergency or if you’re planning a vacation, home …….
Source: https://www.gobankingrates.com/reviews/american-express-blue-cash-everyday/