It used to be that starter and student credit cards were pretty slim on benefits. Expecting perks like a welcome bonus or cash back once seemed impossible. But now, students just starting their credit journey or in the process of rebuilding their credit can get access to premium benefits with issuers like Capital One.
The Capital One Quicksilver Student Cash Rewards Credit Card is a prime example of a credit card that delivers plenty of extra benefits for all types of students, but especially students on the go. Whether you’re an international student, like to travel a lot, or have plans to complete that semester abroad, here are some key features of the Quicksilver Student Cash Rewards card you should know about.
What does the Quicksilver Student Cash Rewards offer?
Quick card details
- Rewards rate: 1.5 percent cash back on all purchases and 5 percent back on hotels and rental cars booked through Capital One Travel
- Welcome offer: $100 when you spend $100 in the first three months
- Annual fee: $0
- Regular APR: 15.24 percent to 25.24 percent variable
The first thing you might notice about this Capital One student credit card is that you can get unlimited 1.5 percent cash back on all purchases. This can come in handy when making everyday purchases like groceries, school supplies, and other education-related expenses.
Why is the Quicksilver Student Cash Rewards card good for Travel?
Although you don’t necessarily associate traveling with college students, it’s a growing reality for some. Graduate students may attend conferences regularly, and international students may go back home overseas for breaks. Other students may travel for leisure or participate in an exchange program for college credit.
No matter why students travel, it can be helpful to have a credit card to support and provide discounts for travel expenses. Surprisingly, this card has an impressive slate of features that can make it ideal for students that travel often.
Cash back on hotel and rental cars
If you book hotels and rental cars through the Capital One Travel portal, you’ll get 5 percent cash back on your purchases. It might not seem like a lot, but every little bit helps if you’re a student trying to save money on pretty much anything.
Don’t forget that when you arrive at your travel destination, you’ll be racking up 1.5 percent back on all other purchases, too. A trip that costs $500 for car and hotel, plus $300 in other incidental costs could mean about $30 back. Over the course of a few trips, this cash back can add up quickly.