Monthly subscription packages really can make life easier. You can purchase something like DashPass, which waives most delivery fees on your late-night snack cravings for a small monthly fee. If you sign up for Fabletics, you can get a credit each month to purchase workout gear. The same goes for Amazon’s Audible, but with books. When you consider other entertainment options like Spotify, Disney+, and Netflix, the direct debits start adding up fast.
If you are searching for more cash in your budget to put toward your mortgage each month, cutting these services can sometimes be the best place to start. For most of us, we might not even be able to remember all of our subscriptions until they bill us each month. Even worse, we can sign up for a free trial and forget to cancel it in time. According to PCMag, there are a few software tools that consumers can use to keep track of all of their subscriptions, so they can better manage their money. Mint is one example. Once you have loaded all of your subscriptions into your app of choice, cancel the ones you haven’t used in a while and downgrade the ones you use less frequently. Then, reserve that money for your extra mortgage payments.