We’ve all been there: frustrated and angry that somebody got one over on us by charging too much for too little.
It doesn’t have to be like that.
If you’re tired of shelling out big bucks, fight back.
Following are some ideas to protect yourself from high prices. Not all will work for everyone; it depends on your situation. But it’s nice to know there are things you can do to keep your budget from getting busted by big expenses.
1. Stop paying outrageous interest; borrow from yourself
Tired of paying 20% or more on credit cards or other bank offerings? There’s a better way. Take advantage of much lower rates by borrowing against your home.
One of the most highly rated lenders is Quicken Loans. They’ve eliminated most of the hoops you used to have to jump through, so it only takes a couple of minutes to see what you qualify for.
Of course, if you’re having trouble making ends meet, be careful with this, or any type of loan. But if you’re gainfully employed, responsible and own a home, there’s no reason to pay ripoff rates. Take a couple of minutes and check it out right now.
2. Stop getting ripped off by insurance companies
Nobody likes shopping for car insurance, and insurance companies know it. They raise your rates every year, relying on you being too busy or too lazy to see if there are better deals out there.
Don’t let them get away with it. Especially since now it’s easier than ever to make sure you’re getting the best possible deal.
A website called The Zebra will tell you if you’re overpaying, in less time than it took to read this article.
The Zebra is one of the largest online marketplaces for insurance in the United States. Answer a few quick questions about yourself and your driving record, and they’ll compare options from more than 200 insurance companies, winning you the best deal possible. No credit card, no phone calls, no hassle.
The company says the average savings is up to $440 a year. Find out if you can save — just enter your ZIP code here.
And don’t stop there. You could also be paying too much to insure your home and pets. Take another minute or two and click here for a free quote on home insurance, then click here for a free quote on pet insurance.
3. Stop paying outrageous rates for home repairs
Your house is full of systems and appliances that can (…….