Whether you’re PCSing across the country or just down the road, you still need to find a place to live. But base housing is often not the right fit or even readily available, and finding a home off base can be really expensive, especially in a tight housing market.
Military members and veterans have access to a special home loan benefit through the Department of Veterans Affairs, the VA home loan. Yet using it can feel too complicated, while how it works is often surrounded in rumor and misinformation. So what’s the real deal? Today’s guest, real-estate expert and military veteran JP Pena, gives his best advice for buying a home using a VA home loan.
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The following is an edited transcript of this episode.
Amy Bushatz: Dealing with packing up and moving your life and stuff is a stressful process as is finding where you fit at your next duty station. School, work, friends. It’s a lot. But in, there is one more major thing: figuring out where you’re going to live and then making it happen. And where you live and how much you pay for it in monthly rent or mortgage can have a huge, huge impact on your lifestyle, happiness, and cash in hand or savings for other stuff in life. It’s easily the biggest decision of any military move. And that’s really saying a lot. So naturally it’s important to have someone join us on the PCS with Military.com podcast to offer some practical insight on house and rental hunting, affording the home loan, getting the most for for your and all that other stuff.
And that’s what today’s guest JP Pena is for. JP isn’t just a Hollywood based real estate agent where he’s grown his expertise in the real estate business for more than a decade. He’s also personally used his VA Home Loan to purchase a house. And since that VA Home Loan is a benefit to almost everyone who has served, it’s important for us to know about using it.
JP, welcome to PCS with Military.com.
JP Pena: Thank you, Amy. Thank you for having me. And it’s a pleasure and honor, anytime that we could just put something out there, content to help veterans, …….
Source: https://www.military.com/podcasts/pcs-with-military/using-va-loan-crazy-housing-market-jp-pena.html