XiXinXing / Shutterstock.com
Whether it’s traveling, pursuing a lifelong passion or simply kicking back and relaxing, retirement is your time to be you, without the stress of a full-time job.
But one thing’s for sure: Long before you call it quits, you’ve got to plan, and save, like never before. Your biggest challenge? To make sure you’ll have the money to do the things that bring you happiness and fulfillment for the rest of your life.
Not to worry. You’ve got this.
Here are the steps to take now to help see you through your golden years.
1. Protect your retirement: Hire a pro
Ask yourself this: Do you have enough savings to last a lifetime?
In retirement, there are things we can’t control, like inflation, rising health care costs, taxes, a volatile stock market and the biggie, how long we’ll live. That’s why if there’s one time in your life when you can use professional advice, this is it.
Working with the right adviser can help you maximize your Social Security, manage health care costs, protect your assets and develop a plan to help you reach your retirement goals.
Fortunately, there’s plenty of expert help out there, and thanks to a free matching service called SmartAsset, finding the perfect pro is easier than ever. Simply take SmartAsset’s short quiz and you’ll get matched with up to three fiduciary financial advisers in your area in just minutes. Each adviser is vetted and a certified fiduciary, meaning they’re legally bound to put your financial interests ahead of their own.
Don’t go it alone. Working with an experienced financial adviser can provide more security, simplify the complexity, and be integral in mapping a plan to help you reach your financial goals.
If you’re ready to speak with advisers at no cost to you, take this quiz now.
2. Don’t let home repairs drain your bank account
Home repairs aren’t cheap. Whether it’s a leaky roof or a broken appliance, your home can quickly become a nightmare and cost you hundreds or even thousands of dollars to fix.
But you don’t have to worry. Luckily, with a home warranty company called America’s 1st Choice Home Club, you can safeguard yourself against giant repair bills. From home appliances to electrical, plumbing, heating and cooling systems, it can all be protected.
Plus, their in-house service team is available 24/7 to …….