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Rotating cash back credit cards with quarterly bonus categories can make great financial tools to save money across the everyday categories you spend most. And while categories that change quarterly might require more strategizing than other types of cash back cards, these cards often offer boosted rewards rates to help you maximize spending.
Two of the most popular cards in this category are the Chase Freedom Flex℠ and the Discover it® Cash Back. Both offer 5% back in rotating bonus categories (up to $1,500 in quarterly spending), an introductory APR for purchases and balance transfers, and other benefits to help put more cash back in your wallet.
But if you’re considering a rotating cash back card, there are distinct differences that can help you determine which of these options is a better fit for you. Here’s what you need to know to decide between the Chase Freedom Flex and Discover it Cash Back cards.